Ford Credit
Ford Credit offers a range of finance options to help you purchase your new car.
Choose the finance plan that best suits you:
- Ford Acquire
- Ford Options
- Ford Options Cashplan
- Ford Personal Contract Hire
Ford Options
The benefits of Ford Options:
- Replace your Ford more often – giving you the best of safety, performance, design and economy every time you change your car
- Reduce your risk – your Guaranteed Minimum Future Value (GMFV) protects you against unexpected falls in used car prices
- Flexibility – at the end of the agreement you can Renew, Return or Retain your Ford (see below)
Choose from three options at the end of your agreement:
- Option 1 – Renew your Ford
With Ford Options, you can enjoy all of the benefits of a new car, more often. If you would like to renew your Ford you can trade it in at your Ford Dealer or sell it privately once you have settled your account. Any excess value over the GMFV can be used as a deposit towards your new Ford.
- Option 2 – Return your Ford
Your pre-agreed GMFV gives you protection against any unexpected fall in used car prices. If you would like to return your car, your Ford Dealer will complete a vehicle appraisal. As long as your car meets our fair wear and tear standards, is within the agreed mileage, and your account is up-to-date, there will be nothing further to pay. Additional charges will be made if you exceed the agreed mileage or if your car does not meet our fair wear and tear standards.
- Option 3 – Retain your Ford
Ford Options also gives you the flexibility to own the car at the end of the agreement. All you need to do is arrange payment of the GMFV, which was deducted at the start of your agreement, plus the purchase fee.
We’ll contact you before the end of your Ford Options agreement to make sure you have plenty of time to decide which option is right for you.
Renewing your Ford before the end of your agreement
With Ford Options, you’re in complete control, with the flexibility to renew your Ford at any time during your agreement. Find out more about our current promotions. Your Ford Dealer will assist you with the process, including settlement of your outstanding balance on your behalf. Please remember, however, that the responsibility of settling the financial balance remains yours.
Getting a finance quote for your Ford is easy
Give us a call or visit us on-site for a finance quote in minutes. If you are happy to go ahead with the deal, we will process this all for you.
Manage your account online
As a Ford Credit customer you can access account services online. For example, you can request a call-back from our Customer Service Centre, change your bank account or address, or obtain a settlement figure.
Ford Lease
Perfect for business. Ford Lease enables you to have a predictable monthly cost for your car and to include all of the maintenance costs.
Customer Benefits
Fixed monthly rentals across the Ford range
The agreement includes the following:
- Free metallic paint – Road fund licence
- Breakdown cover for the UK and European travel
- Replacement vehicle for up to 48 hours in the event of a breakdown
- Breakdown must be attended by the AA at the roadside
Additional Benefits
For an additional fixed monthly fee* you can cover your vehicle for:
- Routine servicing
- Maintenance and repairs
- Tyre repair and replacement**
- Exhaust
- Batteries
- MOTs (where applicable)
*Subject to fair wear and tear
**Upgrades and winter tyres excluded
How does it work?
- Choose the Ford you want to drive
- Choose the hire period that’s right for you (between 24 and 48 months)
- Choose your annual mileage
- We will calculate your initial payment (advance rental) and fixed monthly rental
- Return the vehicle to us at the end of your agreement*
- Take out a new Ford Personal lease agreement and collect the latest model
Ford Acquire
Put down a deposit followed by monthly payments - you then own the car at the end of the agreement.
Vehicle Eligibility
New and Used Vehicles. Age limits apply.
Features & Benefits
All that is required is a simple telephone call to Ford Insure to set things up. Ask one of the sales team for more details.
- Traditional form of car financing
- Interest rate fixed for the loan duration
- Fixed monthly payments
- A choice of repayment periods ranging from 12 to 60 months
- A deposit may not be required
- At the end of the agreement, assuming all payments (including the Purchase Fee) have been made, you own the car.
How It Works
Your fixed monthly payment will depend on the following:
- Agreement length – choose from 12 to 60 months
- The amount of the deposit you wish to pay
- The Ford vehicle you want to drive
At The End
The car is yours at the end of the agreement assuming all payments plus the purchase fee have been made.
Finance subject to status. Guarantees may be required. Freepost Ford Credit.
Ford Insurance
To make buying any of our cars as simple as possible – 7 days free comprehensive Ford Insurance is available.
This takes away the worry of swapping over your existing policy before you collect the new car. Simply drive away your new car on the free Ford insurance.
All that is required is a simple telephone call to Ford Insure to set things up. Ask one of the sales team for more details.